As a healthcare provider, one of the most common questions we get in the community and in the office is “Does my insurance cover that?” It’s a valid question, but I urge you (as always), to CHANGE YOUR THINKING!
Americans have been trained to expect the little pieces of plastic or paper in their wallets called insurance cards to pay for their healthcare, so we don’t use any health care that’s not in the traditional medical/insurance model. The problem is that insurance doesn’t pay for health at all- it pays for “disease management” or “sick care”. It’s so backwards. The modern healthcare system is so flawed that you must first lose your health to even enter it!
According to the Kaiser Family Foundation, premiums have risen 87 percent in the past six years to an average of $11,480 per year for a family, which is almost what a minimum wage worker earns annually. In the meantime, NBC News ran an article recently in which the U.S. ranked dead last in overall health yet again. We are 51st in the world in life expectancy, yet we spend more money on “healthcare” than any other country in the world. Why are we getting such bad results? We have too much reliance on the failing medical and insurance “sick-care” system.
Let me explain why you should never want to use your insurance. Insurance covers “medically necessary” care. That sounds reasonable until you read the definition of “medically necessary”.
According to the Medicare Guidelines, Section 2251.3:
“A treatment plan that seeks to prevent disease, promote health, and prolong and enhance the quality of life; or therapy that is performed to maintain or prevent deterioration of a chronic condition is deemed not medically necessary.”
That is exactly the opposite of the purpose of Align Utah. We exist TO prevent disease, TO promote health, and TO prolong and enhance the quality of life. Our chiropractic treatments are specifically designed to maintain health and prevent deterioration of a chronic condition- subluxation. Our nutrition and detox programs are designed specifically to prevent disease, promote health, and prolong and enhance the quality of life. We are the opposite of what insurance covers, and when you read that statement it begs the question: “WHY WOULD ANYONE WANT THAT?!?”
Auto Insurance doesn’t cover oil changes. It doesn’t cover tire rotations. It doesn’t cover brake pads. It doesn’t cover anything that promotes the health of your car, or even anything to prevent deterioration.
IT’S THERE FOR WHEN YOU GET IN A WRECK. Health insurance is the same thing. If I get in a auto accident, thank God for the medical system to save my life and thank God for insurance so that I don’t get stuck with a $50,000 bill.
The sooner that we realize that OUR health is OUR responsibility and not Blue Cross’s, not Aetna’s, not Medicare’s, not Obama’s or Trump’s or Hillary’s – the sooner you can take control of your health and direct its destiny.